Choosing A CPA For Business Finances - Accountant Questions
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1.00 How did the Articles of Confederation created an ineffective government?

Q. How did the Articles of Confederation created an ineffective government in regards toward economical, political and military power? And will anyone provide useful links about the Articles of Confederation?

A. Weaknesses of the Articles of Confederation: The Articles of Confederation, the first official government of the United States had many serious weaknesses. 1) Under the Articles there was only a unicameral legislature so that there was no separation of powers. 2) The central government under the Articles was too weak since the majority of the power rested with the states. 3) Congress, under the Articles, did not have the power to tax which meant that they could never put their finances in order. 4) In order to change or amend the Articles, unanimous approval of the states was required which essentially meant that changes to the Articles were impossible. 5) For any major laws to pass they had to be approved by 9 or the 13 states which proved difficult to do so that even the normal business of running a government was difficult. 6) Under the Articles, Congress did not have the power to regulate commerce which will cause competition between states as well as diplomatic issues,

1.00 What problems under the Articles of confederation led to calling a convention?

Q. What are the problems under the articles of confederation led to calling a convention

A. 1) Under the Articles there was only a unicameral legislature so that there was no separation of powers. 2) The central government under the Articles was too weak since the majority of the power rested with the states. 3) Congress, under the Articles, did not have the power to tax which meant that they could never put their finances in order. 4) In order to change or amend the Articles, unanimous approval of the states was required which essentially meant that changes to the Articles were impossible. 5) For any major laws to pass they had to be approved by 9 or the 13 states which proved difficult to do so that even the normal business of running a government was difficult. 6) Under the Articles, Congress did not have the power to regulate commerce which will cause competition between states as well as diplomatic issues,

1.00 Legal implications of running music industry workshops for young people aged 16-25?

Q. I see a lack of training in the music industry (I'm talking about day workshops here) in my local area, and I know a lot of music promoters, music journalists, managers, and what have you, that I could get involved. I'm running a business as a music promoter, booking agent and publicity services myself. So basically, what I'd like to know, is if there are any legal restrictions for organising several music industry workshops to advise and guide young would-be music gurus. I'd like to point out that I would charge a day fee for each place on the the course, and I would hire out a proper venue in a boardroom/conference style location. The music professionals would be from indie background, from individual managers, to indie label workers like A&R, right down to the administrative staff, for people who would not like to get their hands dirty but would like to be the support staff like admin assistants, personal assistants, reception staff, etc (this would be a separate course..of course!). I certainly have the contacts, and there is certainly a lack of events like this in the area, and I feel like I would be creating opportunities for local kids. Which brings me to my other question. Would there be any problems in doing this as there are likely to be aged 16-18 teenagers applying for a place? I think it would be beneficial to have these events in the summer of their last year at school so they can really get some insight into the industry when choosing a college and course is vital to them.

A. If it were me, I would aim to get them a little younger than final year. I'm not sure how second level schools are structured in the UK, but here in Ireland, we have what's called a 'Transition Year'. It happens after the Junior Cycle exams, and is the fourth year in secondary school. Kids in this year are usually about 15 or 16, and during this year they get 'tasters' of the outside world - work experience modules in areas they might like to pursue as careers, or mini-business ventures which are modelled on bigger businesses, and various extra-curricular projects are run throughout the year. They cover the basic senior cycle subjects, but are not under pressure academically and not locked into subject choices yet, so it's a good time to introduce them to various career options - in case they need particular subject preferences etc. If you could approach the schools and get them behind you, then you could run the workshops in the schools (thus your venue costs and insurance etc is taken care of). The other advantages of targeting the schools is that they will send out letters to the parents informing them of the event, and if necessary, enclosing consent slips, and will often collect the money in advance - if you charge the school rather than the students. Obviously, if the schools agree to that, then you won't have to worry about attendance numbers either. Then you just make sure you have your contacts lined up to turn up and do their stuff on the day! With the best will in the world, you may find you don't get enough numbers to make it worthwhile if you run it during the summer - kids that age tend to have part time jobs and social lives, it's not like little kids who'll be encouraged by mums etc. You would also have the additional costs of a venue and insurance and the hassle and cost of advertising. The only other things I would check into before doing anything else is to check with your local council to make sure you don't need licences for any of the stuff you intend doing, check with the Tax Office re any tax implications for you and anyone else who participates, and with the UK equivalent of IMRO, if you intend playing music etc.. Best of luck with it - I think it sounds like a great idea!

1.00 Wife put me and the kids through hell, should I still help her if?

Q. Short version of my story...wife cheated and left me and the 3 kids...I am now a single father...she messed online with kids half her age if not younger...I think the youngest was 16. (she is 34) Online Love affairs...cyber and video sex...I know gross! She is barely even around now for the kids...gets them every other weekend and is not involved much outside of that. Diagnosed bipolar in rehab but she is till in denial and does not get help. Anyway...I have done all I could to reconcile...it drained me of everyhting..emotions, finances...everything...I was pretty beat up. I am now at a point where I can look at this with logical viewpoints and a little less emotion. She needs help and she knows it...I put her on my benefits plan and she said that she want to get help and will start in January when the plan kicks in. (heard this before however) She also cant keep a job and wants me to help her with that and maybe even help start her own cleaning business. This woman put me and the kids through hell this past year trust me! all the ups and down...told my oldest son it was his fualt...he became suicidal and she still could not come be wiht him. I have him in therapy and he is now doing much better....but I wonder if i should even be lending out my hand anymore...before when i did it was smacked away. I am not looking tor reconcile reallly...I just want her to get better for her...not for me or the kids...but for her. Am I doing the right thing by continuing to support her? She still has not signed the divorce paperwork even though everything is settled. Custody...I have it and I also have the house...she went through the 30 thousand I gave to her for it in months! But I am wondering if still hanging around is healthy for me considering I loved this woman wiht all my heart and soul and those feelings might come back and kick my a$$ if I'd feel like i want her back.

A. Thats crap she is spewing. Why not NOW, why January???? Tell her its NOW or NEVER. Let me tell you what I just went through. You know the story. At least NOW finally my son is taking his meds. BUT he will do NOTHING ELSE, no therapy, no NAMI meetings, no school, no work. When I ask him, he tells me tomorrow. Well, you know something Jav, tomorrow never comes. Dont get pulled into her web of lies and deceit. She is, in all liklihood, still in denial and is playing you. You should NOT feel guilty. I know exactly what you are going through because I am going through the same exact thing and I am getting tired of it and i am crying while i write this to you. My advice to you is tell her NOW or NEVER. No waiting until January because January will never come. Best of luck to you my pal, best of luck. My heart is breaking for you.

1.00 Are bugs picky with who they bite?

Q. So, my boyfriend has been having problems with getting bitten by bugs all over his legs. At first, he thought it was from work (he works at a sushi bar), since they leave the doors open for business, bugs can come in, not to mention bugs will come through the floor drains if they're not cleaned out properly. So he's been cleaning the drains himself every night, but the biting hasn't gotten any better and he always ends up with new ones to replace the ones that heal. He normally notices new ones when he gets back from work, or when we wake up in the morning. So now he believes that it has to be coming from home, since he's been keeping the restaurant extra clean, but I'm here most of the time because I work from home and I've never been bitten once (and normally I'm the one that bugs love feasting on) or seen a bug, for that matter. Work and our apartment are the only places he goes to regularly and ends up with bites, so we assume it has to be one of the two places. So, is it possible that we do have some sort of bugs in our apartment and they are choosing only him to bite and for some reason leaving me completely alone? We're both on the same diet and sleep schedule and everything, if that matters at all, the only difference is that my body temperature rises when I'm sleeping and his falls. Any ideas what we can do to test if it's coming from home? We're going to wash the bedding and set off a bug bomb today. Thanks for any insight you can provide on this~

A. Waking up with bed bugs Question: Why is it that I get bit but my husband does not? --Denise, Indian Trail, N.C. Answer: Bed bugs tend to aggregate together when they are resting. It is possible that you are on the “bed bug side” of the bed. Bed bugs don’t switch back and forth from one host to another so if they find you first, you may be the only one bitten. It is also possible that your husband is getting bitten but does not have a significant reaction to the bed bug bites. You can search bed bug bites and see photos, it might help identify the offending bug or eliminate it.

1.00 My financial adviser at Edward Jones tries to recruit me. What is all this about?

Q. After an advice from a friend I opened up an account at a local Edward Jones office. It happened about 8 months ago. I want to clarify that I went there for a sole purpose of finding someone to help me invest my money (I also want to point out that it wasn't much money either). After maybe a fourth visit my financial adviser asked me whether I'd be interested in becoming a financial adviser at their firm as well. First, I thought that he was joking, but I soon realized that he wasn't when he asked me the same question during my next visit several months later. I said that I'd think about it. During my last visit he brought up the same question again and offered to take me to their corporate recruitment dinner with him. I really don't know what's going on and if it's a normal practice for them do this kind of stuff? PS. I'm a 32 y.o. male. I have a Master's degree that is not related to finances whatsoever (it is in computer science) and he knows that.

A. I would be tempted to think that he gets some kind of financial incentive for bringing in new recruits and that this is greater than the amount of commission he expects to generate on your business.

Choosing A CPA For Business Finances

 Accountant - Choosing A CPA For Business Finances There are a number of business tax exemptions and business tax deductions that you can claim for. Does your ordinary accountant discuss all of that with you? Does he advise you regularly on your business tax planning? Taxation rules are fast changing and the only professional who keeps abreast of these changes are CPAs. They can help you get all business tax deductions and exemptions that you're eligible for. If your ordinary accountant missed out on entering a business tax exemption, then you can't expect the IRS to drop you a line about your error. This is just one of the non detectable tax flaws that you may suffer if you hire just any accountant. Your ordinary accountant may know nothing of the laws related to business such as how to convert a sole proprietorship firm into a partnership etc. This is why a CPA is much more useful for any business than any other accountant.

 Accountant Contractors For Choosing A CPA For Business Finances In Schaumburg, Il These days many businesses hire a CPA for book-keeping too. A few CPA firms who call themselves "comprehensive accounting firms" do offer book-keeping services. This is something which you must clarify with a CPA before hiring him, as there are also plenty of CPAs who do not provide their clients with book-keeping services. Then again, you have the choice of using a book-keeping program like Myob, Quickbooks, Iris and many more. If at all you use one of these, then make sure your CPA uses the same software. Otherwise, data transfer could be at risk. The loss of any of this data could adversely affect you while filing your tax returns. This is because the data in your books of accounts is the foundation for filing your business tax. Many businesses also hire one of the many external book-keeping agencies. You could hire a full-time CPA who works for you round the year or only to file your business tax returns before the due date. It depends on what your business calls for and what you can afford.

What places a CPA above any other accountant is his CPA license. He must have a valid license. Talk to him about your requirements for the business. Then evaluate his qualifications. After speaking to all the CPAs you've listed, decide on the best man. Ask for references. The main reason for hiring a CPA is not just business tax filing. He must also actively work towards your business tax planning and benefit you. This way he is also supposed to give you tips to write off business taxes. Be very clear from the start about what you expect from your CPA to avoid confusion later.

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